Born in Azores, Portugal, I migrated to Canada in 1979. I am married to Neville Kerver, born in Calcutta, India, and have a daughter named Christine. She currently lives in Mississauga with her husband. I spent all of my career working in the financial industry gaining experience in investments, mergers, acquisitions, and retirement planning. With 35 years of service, I retired in 2017 to spend time with my family. I enjoy supporting the Association and the other Board members in regard to the financials, as the Treasurer.